Free Printable: Low Carb & Keto Food List
Get It NowMany of my keto recipes (including ones in my Easy Keto Carboholics’ Cookbook) call for sugar free condensed milk, and people often ask me where they can buy it. Unfortunately you can’t (believe me, I’ve tried!), but the good news is it’s super easy to make your own. You only need 3 simple ingredients and just 3 easy steps, but I do have some tips for you so it comes out just like the regular kind. Make this keto condensed milk with me and you can use it in so many ways!
Why You Need My Sugar Free Condensed Milk Recipe

- Sweet, rich, and gooey, just like the original – My sugar free sweetened condensed milk has the same silky-smooth texture and sweet flavor as traditional versions, but without the sugar or any weird aftertaste.
- 3 simple ingredients – I never add sugar or thickeners.
- Sugar free and keto friendly – Each serving has only 1 gram net carbs and zero added sugar.
- Endless uses – From low carb desserts to drinks, this keto condensed milk works anywhere you’d use the regular kind. It’s my go-to for baking, sauces, and more.


Ingredients & Substitutions
Here I explain the best ingredients for my sugar free sweetened condensed milk recipe, what each one does, and substitution options. For measurements, see the recipe card.
- Heavy Cream – Also called heavy whipping cream, the fat content here is essential for your condensed milk to thicken. Coconut cream or full-fat canned coconut milk can work as a dairy-free option, but I haven’t tried swapping the butter. Let me know if you do! Avoid using thinner milks, such as almond milk, which won’t thicken.
- Besti Powdered Monk Fruit Allulose Blend – Unlike most sweeteners, this one dissolves easily and completely, and won’t crystallize, giving you silky smooth texture with no aftertaste. Notes on alternatives:
- Other powdered sweeteners – Most brands of monk fruit, stevia, or pure erythritol don’t dissolve well and will crystallize, so I don’t recommend them. Plain powdered allulose works great, but I recommend increasing the amount to 1/2 cup.
- Liquid sweeteners – Any kind will work, but the amount you need and any flavor they add will vary widely depending on what you use. They’ll also thin the keto condensed milk, so it may take longer to reduce. Wholesome Yum Liquid Allulose works well and tastes neutral — I recommend 1/2 cup.
- Butter – Make sure it’s unsalted.

VARIATION: Make it vanilla flavored.
Totally optional, and it’s not in traditional condensed milk, but I love adding a teaspoon of vanilla extract at the end for a hint of extra flavor.
How To Make Sugar Free Condensed Milk
I have step-by-step photos here to help you visualize the recipe. For full instructions with amounts and temperatures, see the recipe card.
- Melt the butter. Do this in a large skillet over medium heat.
- Add the cream and Besti. Whisk the in until smooth.
- Simmer to thicken. Bring your sugar free condensed milk to a boil, then simmer until thickened. The volume will be reduced by at least half, it will pull away from the pan when tilted, and should coat the back of a spoon.

My Recipe Tips
- The right sweetener is crucial to avoid gritty results. I can’t emphasize this enough! Erythritol-based sweeteners will make your sugar free condensed milk gritty. Stick with powdered Besti or powdered allulose for the perfect texture.
- Grab your largest skillet. A saucepan might seem like the obvious choice, but it can take over an hour to cook! The larger your pan, the faster your milk will thicken. I use this nonstick one.
- Watch the timing. If your condensed milk is too thin, that means it needs to cook for longer. Be patient, but keep in mind it will also thicken more as it cools. Also, don’t overdo it, or you’ll end up with sugar free caramel sauce instead. Not a bad problem to have, but not what we’re going for! 😉
- Don’t let the heat get too high. Similar to cooking for too long, using too high heat will also turn your milk into caramel sauce, and it can even separate.
- What to do if it hardens: Low carb sweetened condensed milk won’t harden while cooking, but if it’s reduced a lot, it can harden when it cools to room temperature. It will definitely turn solid in the fridge, which is normal and actually helpful for some recipes. Just follow my reheating tips in the recipe card below to make it smooth and pourable again!

Ways To Use It
I have to admit, I have fond memories of eating the conventional stuff straight out of the can with a spoon as a kid. I won’t judge if you grab a spoonful — or three 😉 — of this sugar free condensed milk. But these days, I use it for recipes:
- Coffee – Stir a little into bulletproof coffee, regular coffee, or your favorite drink. I also use it to make 5 flavors of keto coffee creamer.
- Ice Cream – My favorite way to use it! It makes the creamiest base for my easy keto ice cream with just a few ingredients.
- Bars – Keto sweetened condensed milk is the perfect binder for dessert bars, like my keto magic cookie bars.
- Cake – While not common in most cakes, it’s a must for German chocolate cake or my keto tres leches.
- Fudge – My Easy Keto Carboholics’ Cookbook has a super easy fudge recipe that uses it, just like classic versions!
- Topping – Drizzle it over your favorite treats! Try it on keto cinnamon rolls, sugar free cheesecake, or low carb fruit. You can even use it as a glaze on almond flour cookies — just keep them in the fridge to keep the glaze firm.

Sugar Free Condensed Milk (3 Ingredients)
Make your own sugar free sweetened condensed milk with just 3 clean ingredients! It’s keto friendly, rich, sweet, and silky smooth.
Instructions
[ See step photos See my tips ]Tap on the times in the instructions to start a kitchen timer.
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Melt the butter in a large skillet over medium heat.
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Add the heavy cream and powdered sweetener.
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Bring to a boil, then reduce to a simmer. Simmer for 30-45 minutes, stirring occasionally, until the mixture is thick, coats the back of a spoon and volume is reduced by half. It will also pull away from the pan as you tilt it. (This will go faster if you use a larger pan.)
Did You Like It?
Leave a rating to help other readers (this also helps me continue to provide free recipes on my site), or get the recipe sent to your inbox.
Maya’s Recipe Notes
Serving size: 2 tablespoons
- Recipe yield: My entire recipe makes 1 1/2 cups. It can vary a bit depending on how much you reduce it.
- Tips: Check out my recipe tips above to help you avoid a grainy texture, speed up the cook time, and get the right thick consistency.
- Store: Keep sugar free condensed milk in a glass jar (I use these) in the refrigerator for up to a week, or until your cream’s expiration date.
- Reheat: Warm it gently on the stove over low heat. Don’t microwave or overheat, or it may separate.
- Freeze: Freeze in an airtight container for up to 3-4 months. Thaw in the fridge overnight.
📖 Want more recipes like this? Find this one and many more in my Easy Keto Carboholics’ Cookbook!
I provide nutrition facts as a courtesy. Have questions about calculations or why you got a different result? Please see my nutrition policy.
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Sugar Free Condensed Milk

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215 Comments
Mandy Applegate
0This was a life saver as I needed condensed milk but I was out of it! Thank you so much!
Sherry
0I love your 3 ingredient keto sweetened condensed milk! I have tried making sweetened condensed milk before with another recipe and it did not turn out as I had hoped. Your tips were so helpful! I used a larger pan and the sweetener that you recommended and it was so delicious!! Thanks for a great recipe!
Shelby
0So. Stinking. Decadent. I love it! Used it in brownies and it made them amazing!
Jennifer
0How good and easy is this! Now I can make all my fav baked goodies!
Nicole
0Girl! Do you know how many of your recipes I made?!!! I might as well add this to the list!!! Looks great!!
Erin
0This was great! I used it in a pie and it worked great. Thanks so much!
Tristin
0I used this in a German Chocolate cake I was making, and it came out perfectly. Such a great recipe, will use it again!
Jessica
0I prepared a batch of this the other day and have been adding it to my morning cup of coffee. The texture is perfectly creamy and it’s perfectly sweetened. I’m so happy I came across this recipe. It is going to come in so handy especially for holiday baking later this year.
Laura
0This is perfect! Having gestational diabetes I was looking at recipes like this! Just got monk fruit recently so I had everything, thanks a lot it was yummy.
Daniela
0This recipe for sugar-free sweetened condensed milk was so easy to make and to be honest, it tastes better than the real deal. Used it to make a key lime pie and no one could tell I used your sugar free condensed milk.
Jennifer
0Love that you tried a key lime pie, that is just what I wanted to use it for! Thanks for adding that in your review. This will be on my list for next week. Will have to make two batches, one for Vietnamese coffee and Thai tea, too. Yum! I can hardly wait…and thanks to Maya for the detailed recipe.
Freya
0We struggle to get monk fruit sweetener in the U.K., I wonder what would be the best alternative? Great recipe though!
Wholesome Yum D
0Hi Freya, I am not sure what sweeteners you have available to you but here is a keto sweetener guide and conversion chart to help you make the best choice.
Natalie
0I did it twice, first time cooked it for too long… oh. But the second time I got it right and it was great, loved the texture and the taste!
Charlotte Ellender
0does it have to be refrigerated before you can use it
Wholesome Yum A
0This made for a great no-sugar substitute! It still has that wonderfully decadent flavor.
Veena
0This is definitely healthy and unique. Thanks for your recipe.
Andrea
0We’ve just started keto and I’ve been looking for a way to replace sweetened condensed milk! Thanks!
Anna Allen
0Is there another sweetener I can use?
Maya | Wholesome Yum
0Hi Anna, I cover sweeteners in the ingredients section in the post above.
Stephen McGovern
0The recipe came out great, but……Why does the sweetener leech out and stratify in the storage jar?? Can it be revived??
Wholesome Yum D
0Hi Stephen, You can find storage instructions in the post above and that will let you know how to revive the sweetened condensed milk.
laura
0Finally!! I’ve been looking for a good recipe.
Glenda
0Wow! This recipe is a game changer! It’s absolutely delicious. I can’t believe it’s refined sugar free. So good!
Scarlet
0So easy and worked great. I love there is not sugar added.